With the ever-changing market, many face frustration and stress
built up having to hunt their ideal dream home asset.

The changing terms and new government measures will make
home asset growth seekers get really confused again.

This Is For You:

NEW HOME SEEKERS
CURRENT HOME OWNERS
GENERATION LEGACY PLANNING

MULTIPLY YOUR WEALTH

WITH ASSETS & STRATEGIES
THAT WORK

WHY CLIENTS CHOOSE TO
WORK WITH ME

LISTENING ACTIVELY
TO ACCURATELY RECEIVE AND INTERPRET YOUR
NEEDS IN OUR COMMUNICATION PROCESS.

Most current homeowners do not have a backup retirement plan thinking that their existing property will be a good support. When they find out that their existing property value is no longer appreciating, they end up losing out when an upgrade is no longer an option. Every family is different. I will first understand their lifestyle before advising, coming up with the solutions to optimize their existing current resources for the upgrade.

Getting a property is a big ticket item and can be challenging for many. These often revolve around doubts about one's financial capacity, the fear of change, or the misconception that it’s unattainable. With my decades of experience, I am able to help most clients overcome these mental barriers. Allowing them to realize that with careful planning and my support, their property upgrade will benefit their lifestyle improvement and financial growth.

Many worry about choosing the wrong location, property type, or timing, which can lead to regret and stress. The fear of making the wrong decision is understandable. The commitment involved in purchasing a new property and the potential long- term impact on their lives. I help them to overcome this by working closely with them to provide guidance, thorough research, and working with their financial experts to make well-informed decisions.

"Anticipating Your Desires: Delivering What You Need"

YOU WANT:
TO BE UNDERSTOOD

To first understand your life’s needs to come up with good MILESTONE planning so that you can benefit the most from your cashflows and assets.

YOU WANT:
AN EXPERIENCED SPECIALIST

To present simply your available options of a HDB vs Private and potential lookout for worthy investments so that you have a good understanding before buying or selling.

YOU WANT:
PROFESSIONAL PLANNING

Track and keep you updated proactively. To manage and settle any complex process so that you will have ease of mind for life’s enjoyments as your asset grows.

I am here to understand your unique needs and help
you reach your home goals

THE PROCESS

First friendly meetup. This allows me to understand you, your personal, family goals and aspirations over a nice cup of coffee or online if you prefer.

By the end we’ll get clear on the best working style and plans to move forward.

After understanding your objectives and concerns, I’ll get you updated on the market availability and entry/exit suitability.

You’ll get a good perspective and analysis of the options, before deciding on the next action steps from our shortlisted discussed solutions.

You will be ready to take the next leap. After we get you exposure and experience on the different property types from suitable viewings.

I will assist and handle necessary negotiations and all relevant paperwork. To ensure your ease of mind, with transactions smooth and fuss free.

FULL SUITE SUPPORT

Asset Valuation

Pricing and Valuating your property and portfolio, So we can be on point with market trends and negotiate to get the best out of each deal.

Risk Assessment and Mitigation

Identify potential risks associated with the proposed investments and offer strategies for risk mitigation. Discuss diversification, property management, and how to leverage the investment for maximum returns.

Quick Response

Text or call, be assured that you will get efficient prompt responses. To make your process as smooth and as fuss free as possible.

Network Advantage

Exclusive access to resources, opportunities, or expertise. Community engagement events for collaboration, mentorship, and career advancement.

Marketing Exposure

Being experienced in the industry for over 10yrs, content creation will be targetted and impactful. They will be created to connect with the right specific targeted audiences to achieve our objective.

Desirable Styling

To increase the value of your property, it requires styling and spicing it up. Creating the deepest impression to make it more appealing & attractive for maximum sensory viewing experience,

Hi, I’m Michelle.

Growing up in a small Malaysian village, my family struggled to make ends meet. We didn't have much, but we had each other and that was enough.

Despite our struggles, things changed when my mother decided that it was best for me to live with my grandmother at the age of 11. I was devastated and felt abandoned, but I kept those emotions to myself, which left a deep emotional wound that took a long time to heal.

It wasn't until later that I discovered the truth. My mother's decision was to allow me better access to resources as I grew up. If only she had communicated that with me from the start, it would have saved me from years of emotional turmoil.

Unfortunately, this lack of communication is all too common among older generations and their children. As a real estate professional, delivering the right solutions is about listening and effective communication. My role is to help my clients and their families achieve wealth progression smoothly.

GOOD COMMUNICATION & SUPPORT

- To Achieve Freedom of Mind and Lifestyle -

WANT YOUR PROPERTY HOME TO KEEP HAVING THE MAXIMUM VALUE

Even When You Reach Retirement Age?

Here's What My Clients Are Saying

Christina Ang

"After showing her competency in many occasions including crisis management, she has been the sole property agent that my late father would go to for any property related matters and valuable advice."

Josephine & Family

“I will have to say our first experience with her is awesome. All transition was seamless and smooth and whatever she analyse and presented was on point.”

Sharon

“She managed to help me to secure good rental rate despite the challenge of the positioning of my unit and market challenge.”

Chuen chie

Michelle had been great in helping me find my first home. At the start I did not know what I want, and she suggested a few areas to explore. After that she narrow down the search and finally got the house that I wanted.

Fion Chew

"Among all the agents that I have contacted (at least 10), Michelle is the only one who responded almost immediately (that being on a Saturday that I first contacted her). She answered all queries and arrange for a viewing the next day, so the deal was closed on Sunday. I was very impressed with her attitude."

Berny

“She is very patient, responsive and responsible throughout the whole engagement and follow up diligently with various stakeholders (Law firms, Banks, Developer etc) which really helps us a lot in this demanding process.”

John Soh & Family

“A trustworthy friend, process strong and trusting rapport with us. Always met our expectation of time frame. I will not hesitate to recommend her to other “

Mr Syarim/ Mdm Nurellysa

“She goes into depth into our finances, goals and lead us accordingly to our intention, giving us choices to make and the pros and cons for each direction.”

Joleen

"Michelle is very professional and knowledgeable - sharing market trends, insights and experiences. We heeded her advice and never looked back."

Copyright © Where Homes Begin by Michelle Loh

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